It all started in 2000 when three college friends had an idea ... what if a conventional college ID card's purchasing power could be expanded for off-campus purchases, helping simplify student finances? While a great idea, there needed to be a benefit to school administrators in addition to just students in order to make it a viable business.

Ah, the refund process!

Noticing how frustrating it was for fellow students to get their refund money (often waiting in long lines) and how labor-intensive and costly the process was for the school ... Higher One was born.

Fast forward 10 years and Higher One now offers two suites of online financial services customized solely for the higher education industry: OneDisburse® Refund Management® and the CASHNet® suite of payment products. The combination of these two best-in-class services provides greater efficiency and enhanced customer care for more than 650 clients and approximately 4.6 million students across the country.

And we don't stop once the caps are tossed in the air on graduation day. Our products are designed to grow with the user - offering smart and practical financial solutions for the working world and beyond.

Sure we've come a long way, but at the root of it all, we are still a company started by students, for students. Our success is built on a culture that values integrity, teamwork, creative problem solving, focus and open communication. With such a solid foundation and our unwavering commitment to "there is a way," Higher One is just getting started!

Meet the Management Team

By Students, For Students: The Higher One Story